Often associated with high rollers and espionage, Baccarat is surprisingly simple to master—and highly rewarding. This complete guide breaks down the complex look of the game into easy, digestible rules. Discover exactly how to play Baccarat, understand the odds, and step up to the tables at Ganga Club with confidence.
1. Section 1: Baccarat Basics: The Goal and Card Values and first step to know how to play Baccarat
Baccarat is one of the most elegant and oldest casino games, offering some of the best odds in the house. Unlike poker or blackjack, you have virtually no decisions to make once you’ve placed your bet. The game’s complexity is handled entirely by the dealer and the rules of the house. Your job is simple: choose the winner.

To understand how to play Baccarat, you must first grasp the objective of the game and how the cards are scored.
The Objective: Closest to Nine
The game of Baccarat involves two competing hands: the Player and the Banker. Your goal is simply to bet on which hand you believe will have a total value closest to nine.
Natural: If either the Player or the Banker hand receives a total of 8 or 9 on the first two cards, this is called a “natural,” and the game usually ends immediately.
Baccarat Scoring: Understanding Card Values
Baccarat scoring is unique because the total can never exceed nine. If the sum of the cards is 10 or more, the first digit is dropped.
2. Section 2: Step-by-Step: Understanding the Core Gameplay
The process for playing is straightforward. Once you sit down at a Ganga Club table, the actions are repetitive and easy to follow.
The Three Bets
Before any cards are dealt, you must place your chip(s) on one of the three betting areas on the table:
Player: You bet that the Player hand will win (have a total closer to 9). Pays 1:1.
Banker: Bet on the Banker’s hand to achieve the highest score. Pays 1:1, but typically includes a 5% commission on winnings.
Tie: You bet that both the Player and Banker hands will end up with the same total score. Pays 8:1 or 9:1 (but has the highest house edge).
Dealing the Initial Two Cards
Once bets are closed, the dealer handles the cards: The dealer deals two cards to the Player hand face-up. The dealer deals two cards to the Banker hand face-up. The scores for both hands are calculated immediately. At this point, the game may end, or the Third Card Rule must be consulted to see if one or both hands must receive an additional card.
3. Section 3: The Crucial Third Card Rule
The most complex part of how to play Baccarat is the third card rule, but as a player, you don’t actually need to memorize it! The casino dealer will execute the rules automatically. However, understanding when a card is drawn is key to following the game’s flow.

The Player Rule (The Simpler Rule)
The Player hand is always the first to act:
- Total of 6 or 7: The Player must stand (no third card drawn).
- Total of 8 or 9 (Natural): No more cards are dealt to either hand.
The Banker Rule (The Complex Rule)
The Banker’s action is dependent on two factors: its own score and what the Player did (specifically, if the Player drew a third card, and what that card was).
The Final Score: After all third-card draws are complete, the scores are compared, and the hand closest to 9 wins, paying out winning bets.
4. Section 4: Baccarat Odds, Payouts, and Strategy
The best Baccarat strategy is mathematical. Since the odds are fixed regardless of the cards dealt, savvy players focus on choosing the bet with the lowest house edge.
Why the Banker Bet is Statistically Best
Even with the 5% commission taken on winning Banker bets, the Banker hand wins approximately 50.68% of the time (excluding ties). This gives it a small, but persistent, statistical advantage and the lowest house edge in the game (1.06%). If you want to maximize your longevity at the Baccarat table, the Banker bet is your core strategy.

The Tie Bet: Why You Should Avoid It
While the 8:1 payout for a Tie is tempting, the house edge of over 14% makes it a mathematically unsound bet. Even if you see a pattern of Ties, the short-term result does not negate the long-term, poor odds. Focus your wagers solely on the Banker or Player bets.
5. Section 5: Playing Baccarat at Ganga Club
Ganga Club offers several ways to enjoy the elegance of Baccarat, catering to different paces and preferences.
Live Dealer vs. RNG Baccarat
Live Dealer Baccarat: For the most authentic experience, Live Dealer Baccarat provides a real human dealer streamed directly to your screen. This version often features chat functionality and the squeeze tradition (popular in Punto Banco), where cards are revealed slowly, mimicking the thrill of a physical casino.
RNG (Random Number Generator) Baccarat: This is the digital, software-based version. It offers faster gameplay, lower minimum stakes, and is perfect for practicing your strategy or when you just want a quick few rounds.
Popular Variations know to how to play Baccarat
When you search for how to play Baccarat at our lobby, you will find variations that slightly change the presentation or speed:
Punto Banco: The standard version described above, where the rules of the third card are fixed and non-negotiable. This is the most common version you’ll find online.
Speed Baccarat: A fast-paced version common in the Live Casino. Rounds are completed in about 10 seconds, making it ideal for players who want high-volume action.
By familiarizing yourself with these options, you ensure you choose the game that best suits your preferred style of play at Ganga Club.
Conclusion
Mastering how to play Baccarat is easier than you think, focusing simply on making the right bet. By sticking to the Banker, understanding the card values, and enjoying the process, you join the ranks of high-roller enthusiasts. Log in to Ganga Club today and take your seat at the baccarat table!